If you’ve been enrolled in original Medicare or a Medicare Advantage plan, you know that there are no lack of options to consider. Even though it’s been around for more than 50 years, the Medicare landscape has only become more confusing and tougher to navigate. Whatever your situation, and whatever your choice, it’s always wise to gather as much information as you can before making a decision for the [...]
We are in the Medicare Annual Enrollment Period and this may be the only time this year that you can change your current plan. What’s the better option - original Medicare (Parts A & B) or Medicare Advantage (Part C)? Medicare Advantage (MA) plans are usually less expensive for seniors than the combination of Medicare Part B coverage, Part D drug insurance, and Medicare Supplement (usually referred to as [...]
First and foremost, we would like to take a moment to thank our veterans and their loved ones. Your selfless acts of bravery do not go unnoticed and we are forever in awe and thanks of your dedication to your country and its citizens. Thank you. In honor of Veterans Day, did you know that you can have both Medicare and Veterans benefits? That’s right! The only catch is [...]
If you are a US citizen age 65 or older and need medical insurance, congratulations! You are eligible to enroll in Medicare. Medicare is separate from your Social Security application for income benefits. You age into Medicare at 65, regardless of whether you are taking your retirement income benefits yet. However, don’t expect Medicare to notify you when it’s time to sign up. You need to be mindful of the [...]
Finding a good doctor can be challenging. Many people change doctors over the years until they find one they trust, feel comfortable and confident with. So it’s no surprise that when we start to age into Medicare, we wonder – and worry – if our beloved doctor will accept Medicare. The truth is, not all doctors do accept Medicare for the patients they see. This can be problematic as it [...]
Health is wealth. If you are turning 65 and are still healthy, count your blessing! The National Health Council estimates that 133 Americans have a chronic illness, more than 40% of the population. This number is only estimated to grow. So what happens when you are reaching Medicare age and need coverage? Can you obtain Medicare if you have pre-existing conditions? Original Medicare covers all pre-existing conditions if you sign [...]
To many, retirement means freedom. Being able to wake up and do as you please all day, without the responsibility of work. Many older Americans use this time to travel, checking off places and things on their bucket list. If you plan to become a jetsetter upon retirement, you should check whether your health insurance coverage travels with you. When you travel, your coverage will depend on where you travel [...]
There are so many options for Medicare these days. Outside of Original Medicare, Parts A and B, beneficiaries can opt for a Medicare Advantage plan which can offer additional, and impressive, benefits. Which Medicare plan is best for you? Cost is a major deciding factor on most purchases in life, and Medicare plans are no exception. In addition to your premiums, you should also factor in things like deductibles, coinsurance, [...]
We’ve helped find the right Medicare benefits for thousands of people all over the United States. We have learned that there are 3 common, yet untrue, beliefs about Medicare. Recognizing that these must be something a lot MORE people also believe, we wanted to share these 3 simple truths! Common Misbelief #1: Once I choose a Medicare plan, I’m stuck with it forever Fortunately, this is not at all true! [...]
Medicare can cover a lot of needs as you age. Even still, sometimes it gets a bad rap because of what it doesn’t cover. Because these are needs many of us have, or will have, as we age, it’s important to know what Medicare won’t cover. Here are 4 things to keep in mind: Hearing Aids It’s estimated that nearly two-thirds of people over the age of 70 are affected [...]